Fedchoice
Lanham, MD · Charter 150 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$468.7MAssets
$321.5MLoans
$423.2MShares
$44.1MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 50% of credit unions under $1B in assets (rank 844 of 1682).
- Widest gap: equity / assets trails 86% of credit unions under $1B in assets (rank 1446 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.50%
Rank 1,144 of 1,683
Net Interest Margin
3.77%
Rank 887 of 1,683
Efficiency Ratio
83.83%
Rank 1,129 of 1,682
Equity / Assets
9.42%
Rank 1,446 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.35% | 0.74% | 1.18% | Beats 32% | 1,144 / 1,683 | |
| Return on Equity | 5.26% | 2.67% | 5.89% | 8.74% | Beats 45% | 931 / 1,681 | |
| Net Interest Margin | 3.77% | 3.31% | 3.82% | 4.32% | Beats 47% | 887 / 1,683 | |
| Efficiency Ratio | 83.83% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,129 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.26% | 0.65% | 1.29% | Beats 50% | 844 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.42% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,446 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.42% | 10.44% | 12.89% | 16.53% | Beats 14% | 1,446 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 75.98% | 52.61% | 69.38% | 83.50% | 62nd pctl | 643 / 1,683 | |
| Loans / Assets | 68.61% | 44.71% | 59.18% | 70.72% | 71st pctl | 491 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |