PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Valley Bank of Shawano N A

Shawano, WI · Cert 14965

FDIC

Q4 2000

$264.8MAssets
$143.0MLoans
$221.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.68%, down 46 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 64.57% of deposits as of Q4 2000.

Return on Assets (YTD, annualized)

0.68%-46 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets1.09%1.13%1.13%1.14%1.03%0.96%0.53%0.68%-46 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)18.04%19.56%9.11%6.05%13.43%7.58%9.29%3.79%-226 bps
Loan Growth (YoY)14.52%36.11%34.24%30.29%25.02%19.76%15.20%10.18%-2,011 bps
Deposit Growth (YoY)17.63%17.20%3.22%-1.72%18.06%17.99%14.47%11.76%+1,348 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits56.09%60.35%62.45%65.50%59.40%61.25%62.85%64.57%-93 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a