Bank of Dixon County
Ponca, NE · Cert 14912 · Peer group: banks under $1B in assets in NE (n=83) · Kingsbury BDC Finl Services
State charter, non-member · FDIC · 3 branches
Q2 2026
$141.7MAssets
$95.7MLoans
$121.6MDeposits
$18.8MEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 92% of banks under $1B in assets in NE (rank 7 of 83).
- Widest gap: nonperforming loans / loans trails 90% of banks under $1B in assets in NE (rank 76 of 83).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.60%
Rank 15 of 83
Net Interest Margin
3.69%
Rank 36 of 83
Efficiency Ratio
50.02%
Rank 19 of 83
Equity / Assets
13.24%
Rank 27 of 83
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 78% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.60% | 0.93% | 1.20% | 1.51% | Beats 82% | 15 / 83 | | |
| Return on Equity | 12.08% | 8.04% | 10.34% | 13.11% | Beats 66% | 28 / 83 | | |
| Net Interest Margin | 3.69% | 3.25% | 3.62% | 4.02% | Beats 57% | 36 / 83 | | |
| Efficiency Ratio | 50.02% | 51.13% | 59.95% | 67.19% | Beats 78% | 19 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.04% | 0.00% | 0.19% | 0.96% | Beats 10% | 76 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 39% | 52 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 21.22% | 10.94% | 13.24% | 16.62% | Beats 89% | 9 / 83 | | |
| Total Risk-Based Capital Ratio | 23.60% | 11.04% | 13.54% | 17.63% | Beats 92% | 7 / 83 | | |
| Equity / Assets | 13.24% | 9.90% | 11.31% | 13.84% | Beats 67% | 27 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.70% | 71.97% | 83.15% | 92.22% | 37th pctl | 52 / 83 | | |
| Loans / Assets | 67.54% | 57.96% | 69.15% | 77.64% | 45th pctl | 46 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |