A.B.
Duncansville, PA · Charter 14879 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 2 branches
Q2 2026
$10.5MAssets
$5.3MLoans
$9.0MShares
$1.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets in PA (rank 2 of 72).
- Widest gap: efficiency ratio trails 56% of credit unions under $1B in assets in PA (rank 41 of 72).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.06%
Rank 36 of 72
Net Interest Margin
4.87%
Rank 2 of 72
Efficiency Ratio
76.16%
Rank 41 of 72
Equity / Assets
14.98%
Rank 25 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.59% | 1.06% | 1.40% | Beats 50% | 36 / 72 | | |
| Return on Equity | 7.11% | 5.27% | 7.11% | 9.91% | Beats 50% | 36 / 72 | | |
| Net Interest Margin | 4.87% | 3.09% | 3.57% | 4.10% | Beats 97% | 2 / 72 | | |
| Efficiency Ratio | 76.16% | 64.37% | 73.67% | 81.63% | Beats 44% | 41 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.07% | 0.20% | 0.58% | 1.09% | Beats 89% | 9 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.98% | 10.74% | 12.96% | 16.84% | Beats 65% | 25 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.98% | 10.74% | 12.96% | 16.84% | Beats 65% | 25 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.21% | 34.39% | 52.54% | 65.98% | 65th pctl | 25 / 72 | | |
| Loans / Assets | 50.81% | 30.23% | 45.37% | 57.67% | 64th pctl | 26 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |