TS Bank
Treynor, IA · Cert 14812 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · TS Banking Group Inc.
State charter, non-member · FDIC · 2 affiliate banks · 7 branches (13 in holding)
Q2 2026
$432.7MAssets
$234.5MLoans
$387.4MDeposits
$25.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 96% of banks under $1B in assets in the Omaha, NE-IA area (rank 1 of 24).
- Widest gap: equity / assets trails 100% of banks under $1B in assets in the Omaha, NE-IA area (rank 24 of 24).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
2.26%
Rank 3 of 24
Net Interest Margin
2.36%
Rank 23 of 24
Efficiency Ratio
53.42%
Rank 8 of 24
Equity / Assets
5.99%
Rank 24 of 24
Non-interest income vs. expense
Favorable gap of $3.0M · efficiency ratio beats 71% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.26% | 0.92% | 1.29% | 1.77% | Beats 88% | 3 / 24 | | |
| Return on Equity | 37.70% | 9.64% | 12.01% | 15.30% | Beats 96% | 1 / 24 | | |
| Net Interest Margin | 2.36% | 3.02% | 3.76% | 3.98% | Beats 4% | 23 / 24 | | |
| Efficiency Ratio | 53.42% | 49.60% | 59.31% | 66.55% | Beats 71% | 8 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.41% | 0.10% | 0.37% | 1.03% | Beats 12% | 22 / 24 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.03% | Beats 29% | 18 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 12.81% | 10.53% | 11.57% | 13.63% | Beats 71% | 7 / 24 | | |
| Total Risk-Based Capital Ratio | 13.56% | 11.15% | 12.06% | 13.90% | Beats 63% | 9 / 24 | | |
| Equity / Assets | 5.99% | 8.87% | 10.14% | 12.27% | Beats 0% | 24 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.53% | 75.32% | 83.30% | 93.06% | 8th pctl | 22 / 24 | | |
| Loans / Assets | 54.19% | 65.68% | 71.67% | 75.94% | 13th pctl | 21 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |