Treynor, IA · Cert 14812 · TS Banking Group Inc.
State charter, non-member · FDIC · 7 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks under $1B in assets in the Omaha, NE-IA area (n=24). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
45
Asset Quality
21
Profitability
63
Liquidity
0
Efficiency
71
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Treynor, IA · Cert 14812 · TS Banking Group Inc.
State charter, non-member · FDIC · 2 affiliate banks · 7 branches (13 in holding)
Q2 2026
Market Position · Omaha, NE-IA · 2026 SOD (annual) · 0.7% share · #20 of 77 inst. · $0.3B of $42.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.53% | 0.38% | 0.51% | 0.57% | 0.69% | 0.74% | 4.12% | 2.21% | +164 bps | |
| Return on Equity | 16.95% | 11.78% | 14.60% | 16.13% | 18.68% | 19.22% | 83.46% | 41.81% | +2,568 bps | |
| Net Interest Margin | 2.31% | 2.28% | 2.26% | 2.29% | 2.33% | 2.39% | 2.42% | 2.36% | +7 bps | |
| Efficiency Ratio | 78.60% | 81.92% | 85.00% | 78.57% | 76.23% | 75.05% | 33.90% | 51.20% | -2,737 bps | |
| Non-Interest Burden | 1.41% | 1.56% | 1.78% | 1.59% | 1.49% | 1.38% | -3.37% | -0.68% | -226 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 7.90% | 4.75% | 2.54% | 2.82% | -2.21% | -6.11% | 0.84% | -6.49% | -931 bps | |
| Loan Growth (YoY) | 3.33% | 6.87% | 3.09% | 6.60% | 2.94% | 1.37% | 15.97% | 6.60% | 0 bps | |
| Deposit Growth (YoY) | 7.44% | 2.08% | 1.08% | 0.22% | -2.98% | -6.95% | -5.37% | -10.12% | -1,034 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.43% | 0.36% | 0.21% | 0.38% | 0.62% | 1.32% | 0.59% | 1.41% | +103 bps | |
| Net Charge-Offs / Loans | 0.02% | 0.02% | 0.02% | 0.01% | 0.01% | 0.03% | 0.01% | 0.01% | 0 bps | |
| Allowance / Loans | 1.00% | 1.04% | 1.08% | 1.05% | 1.14% | 1.20% | 1.19% | 1.16% | +11 bps | |
| Allowance Coverage of NPLs | 0.7x | 2.9x | 5.1x | 2.8x | 1.8x | 0.9x | 2.0x | 0.8x | -1.9x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.97% | 8.17% | 8.17% | 8.37% | 8.75% | 9.29% | 10.17% | 10.61% | +224 bps | |
| Total Risk-Based Capital | 10.69% | 10.60% | 11.24% | 11.23% | 12.28% | 12.28% | 13.03% | 13.56% | +233 bps | |
| Equity / Assets | 3.11% | 3.46% | 3.53% | 3.61% | 4.22% | 4.43% | 5.41% | 5.99% | +238 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 47.54% | 49.02% | 48.56% | 51.03% | 50.45% | 53.41% | 59.51% | 60.53% | +949 bps | |
| Liquid Assets / Assets | 23.00% | 21.09% | 21.81% | 21.63% | 23.13% | 23.07% | 21.57% | 22.80% | +117 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 119.77% | 131.09% | 146.30% | n/a | n/a | |
Treynor, IA · Cert 14812 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · TS Banking Group Inc.
State charter, non-member · FDIC · 2 affiliate banks · 7 branches (13 in holding)
Q2 2026
Return on Assets
2.26%
Rank 3 of 24
Net Interest Margin
2.36%
Rank 23 of 24
Efficiency Ratio
53.42%
Rank 8 of 24
Equity / Assets
5.99%
Rank 24 of 24
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 2.26% | 0.92% | 1.29% | 1.77% | Beats 88% | 3 / 24 | ||
| Return on Equity | 37.70% | 9.64% | 12.01% | 15.30% | Beats 96% | 1 / 24 | ||
| Net Interest Margin | 2.36% | 3.02% | 3.76% | 3.98% | Beats 4% | 23 / 24 | ||
| Efficiency Ratio | 53.42% | 49.60% | 59.31% | 66.55% | Beats 71% | 8 / 24 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 1.41% | 0.10% | 0.37% | 1.03% | Beats 12% | 22 / 24 | ||
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.03% | Beats 29% | 18 / 24 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.81% | 10.53% | 11.57% | 13.63% | Beats 71% | 7 / 24 | ||
| Total Risk-Based Capital Ratio | 13.56% | 11.15% | 12.06% | 13.90% | Beats 63% | 9 / 24 | ||
| Equity / Assets | 5.99% | 8.87% | 10.14% | 12.27% | Beats 0% | 24 / 24 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 60.53% | 75.32% | 83.30% | 93.06% | 8th pctl | 22 / 24 | ||
| Loans / Assets | 54.19% | 65.68% | 71.67% | 75.94% | 13th pctl | 21 / 24 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||