Portland, OR · Charter 14786
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.44% | 1.44% | 1.47% | 1.38% | 1.40% | 1.22% | 0.66% | 0.60% | -78 bps | |
| Return on Equity | 11.59% | 11.75% | 11.44% | 10.27% | 10.02% | 9.05% | 4.51% | 3.93% | -634 bps | |
| Net Interest Margin | 4.06% | 3.99% | 4.11% | 4.32% | 4.33% | 4.13% | 5.08% | 5.21% | +89 bps | |
| Efficiency Ratio | 68.14% | 67.00% | 66.44% | 68.23% | 68.36% | 70.56% | 86.11% | 87.55% | +1,932 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.20% | 8.98% | 3.46% | 2.31% | -0.13% | -0.12% | -5.18% | -4.92% | -723 bps | |
| Loan Growth (YoY) | 8.47% | 7.96% | -0.77% | -2.00% | -1.02% | -0.43% | -1.60% | -3.72% | -172 bps | |
| Share Growth (YoY) | -2.13% | 8.61% | 0.62% | 0.84% | -1.79% | -0.24% | -5.20% | -5.91% | -674 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.40% | 0.60% | 0.39% | 0.38% | 0.40% | 0.93% | 0.66% | 0.71% | +32 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.45% | 12.26% | 12.83% | 13.45% | 13.94% | 13.49% | 14.65% | 15.20% | +175 bps | |
| Net Worth / Assets | 12.45% | 12.26% | 12.83% | 13.45% | 13.94% | 13.49% | 14.65% | 15.20% | +175 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 85.89% | 81.48% | 81.47% | 84.94% | 86.56% | 81.32% | 84.57% | 86.91% | +197 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |