Dahlgren, VA · Charter 14754
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.62% | 0.51% | 0.56% | 0.59% | 0.57% | 0.61% | 1.01% | +45 bps | |
| Return on Equity | 9.73% | 7.66% | 6.48% | 6.88% | 7.04% | 6.76% | 7.21% | 11.43% | +455 bps | |
| Net Interest Margin | 3.82% | 3.77% | 3.41% | 3.54% | 3.60% | 3.58% | 3.54% | 3.64% | +10 bps | |
| Efficiency Ratio | 75.38% | 76.72% | 82.85% | 79.57% | 78.44% | 79.71% | 86.29% | 83.00% | +343 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.58% | -1.99% | 1.20% | 1.58% | 2.84% | 3.19% | -0.30% | 1.51% | -7 bps | |
| Loan Growth (YoY) | -2.67% | -6.55% | -8.36% | -8.58% | -7.41% | -6.30% | -3.50% | -0.10% | +848 bps | |
| Share Growth (YoY) | -0.51% | 2.96% | 5.13% | 4.44% | 2.12% | 1.68% | -1.41% | 0.60% | -385 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.75% | 0.83% | 0.93% | 0.97% | 0.99% | 0.87% | 0.97% | 1.14% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.12% | 8.07% | 7.88% | 8.16% | 8.36% | 8.38% | 8.49% | 8.82% | +67 bps | |
| Net Worth / Assets | 8.12% | 8.07% | 7.88% | 8.16% | 8.36% | 8.38% | 8.49% | 8.82% | +67 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.76% | 63.17% | 59.14% | 58.97% | 59.63% | 58.21% | 57.89% | 58.56% | -41 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |