PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First NB in Shawneetown

Shawneetown, IL · Cert 14743

FDIC

Q2 2000

$132.1MAssets
$86.2MLoans
$116.6MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.68%, up 4 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 73.94% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.68%+4 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets1.38%1.05%1.61%1.64%1.68%1.50%1.60%1.68%+4 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-2.78%58.21%55.05%54.96%58.76%-7.02%-5.36%0.52%-5,443 bps
Loan Growth (YoY)2.52%68.96%58.43%69.89%67.00%2.51%8.20%6.58%-6,331 bps
Deposit Growth (YoY)-0.05%63.56%60.14%60.16%58.94%-7.65%-6.09%-0.36%-6,051 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits67.60%65.38%63.66%69.12%71.03%72.57%73.35%73.94%+481 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a