Dewitt Bank & Trust Co.
De Witt, IA · Cert 14705 · Peer group: banks under $1B in assets in IA (n=134-135) · Dewitt Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$277.3MAssets
$222.2MLoans
$247.7MDeposits
$23.2MEquity
Executive Summary
- Strongest standing: return on equity outperforms 93% of banks under $1B in assets in IA (rank 10 of 135).
- Widest gap: total risk-based capital ratio trails 99% of banks under $1B in assets in IA (rank 133 of 135).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.44%
Rank 44 of 135
Net Interest Margin
3.48%
Rank 57 of 135
Efficiency Ratio
58.22%
Rank 76 of 135
Equity / Assets
8.38%
Rank 125 of 135
Non-interest income vs. expense
Unfavorable gap of $3.9M · efficiency ratio beats 44% of banks under $1B in assets in IA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.92% | 1.19% | 1.47% | Beats 67% | 44 / 135 | | |
| Return on Equity | 17.17% | 7.99% | 10.26% | 13.14% | Beats 93% | 10 / 135 | | |
| Net Interest Margin | 3.48% | 2.95% | 3.41% | 3.73% | Beats 58% | 57 / 135 | | |
| Efficiency Ratio | 58.22% | 50.61% | 57.35% | 63.29% | Beats 44% | 76 / 135 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.26% | 0.03% | 0.51% | 1.26% | Beats 25% | 101 / 134 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.03% | Beats 55% | 61 / 134 | | |
| Capital |
| Tier 1 Capital Ratio | 9.40% | 11.23% | 13.31% | 15.45% | Beats 1% | 133 / 135 | | |
| Total Risk-Based Capital Ratio | 9.40% | 11.61% | 14.06% | 16.47% | Beats 1% | 133 / 135 | | |
| Equity / Assets | 8.38% | 9.87% | 11.05% | 13.07% | Beats 7% | 125 / 135 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.71% | 68.54% | 81.55% | 91.24% | 69th pctl | 42 / 134 | | |
| Loans / Assets | 80.13% | 57.61% | 68.06% | 76.23% | 86th pctl | 19 / 135 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |