Community Bank
Dunlap, IA · Cert 14649 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Dunlap Iowa Holding Co.
State charter, non-member · FDIC · 7 branches
Q2 2026
$138.3MAssets
$96.2MLoans
$122.7MDeposits
$15.0MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 83% of banks under $1B in assets in the Omaha, NE-IA area (rank 4 of 24).
- Widest gap: net charge-offs / loans trails 92% of banks under $1B in assets in the Omaha, NE-IA area (rank 23 of 24).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.04%
Rank 16 of 24
Net Interest Margin
3.60%
Rank 14 of 24
Efficiency Ratio
57.94%
Rank 11 of 24
Equity / Assets
10.83%
Rank 10 of 24
Non-interest income vs. expense
Unfavorable gap of $2.7M · efficiency ratio beats 58% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.92% | 1.29% | 1.77% | Beats 33% | 16 / 24 | | |
| Return on Equity | 9.64% | 9.64% | 12.01% | 15.30% | Beats 25% | 18 / 24 | | |
| Net Interest Margin | 3.60% | 3.02% | 3.76% | 3.98% | Beats 42% | 14 / 24 | | |
| Efficiency Ratio | 57.94% | 49.60% | 59.31% | 66.55% | Beats 58% | 11 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.28% | 0.10% | 0.37% | 1.03% | Beats 71% | 8 / 24 | | |
| Net Charge-Offs / Loans | 0.35% | n/a | 0.00% | 0.03% | Beats 8% | 23 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 15.86% | 10.53% | 11.57% | 13.63% | Beats 83% | 4 / 24 | | |
| Total Risk-Based Capital Ratio | 16.67% | 11.15% | 12.06% | 13.90% | Beats 83% | 4 / 24 | | |
| Equity / Assets | 10.83% | 8.87% | 10.14% | 12.27% | Beats 58% | 10 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 78.41% | 75.32% | 83.30% | 93.06% | 33rd pctl | 16 / 24 | | |
| Loans / Assets | 69.53% | 65.68% | 71.67% | 75.94% | 38th pctl | 15 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |