Newfield, NJ · Cert 14646 · Newfield Bcorp Inc.
National charter · OCC · 9 branches
Q2 2026
Market Position · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD · 2026 SOD (annual) · 0.1% share · #36 of 88 inst. · $0.5B of $685.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.89% | 0.99% | 0.70% | 0.78% | 0.80% | 0.95% | 0.86% | 0.60% | -17 bps | |
| Return on Equity | 14.18% | 15.33% | 11.22% | 12.06% | 12.05% | 13.22% | 11.46% | 7.92% | -414 bps | |
| Net Interest Margin | 2.82% | 2.90% | 2.73% | 2.82% | 2.92% | 3.02% | 2.88% | 2.96% | +15 bps | |
| Efficiency Ratio | 69.50% | 67.36% | 72.85% | 73.60% | 71.12% | 66.81% | 72.95% | 73.98% | +38 bps | |
| Non-Interest Burden | 1.89% | 1.87% | 1.94% | 2.02% | 2.01% | 1.94% | 2.01% | 2.14% | +12 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.19% | 0.39% | 0.94% | 0.01% | 0.80% | -0.27% | 1.32% | 2.03% | +202 bps | |
| Loan Growth (YoY) | -2.93% | -2.98% | -1.96% | 1.24% | 2.86% | 3.62% | 4.08% | 2.47% | +122 bps | |
| Deposit Growth (YoY) | -2.02% | 1.01% | 1.11% | -2.56% | 0.68% | -3.53% | 0.68% | -1.50% | +106 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.10% | 0.08% | 0.08% | 0.07% | 0.02% | 0.02% | 0.02% | 0.02% | -5 bps | |
| Net Charge-Offs / Loans | 0.00% | -0.06% | 0.01% | 0.00% | 0.01% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Allowance / Loans | 1.37% | 1.36% | 1.37% | 1.35% | 1.34% | 1.35% | 1.35% | 1.33% | -1 bps | |
| Allowance Coverage of NPLs | 14.0x | 17.5x | 18.1x | 18.4x | 59.3x | 61.4x | 63.6x | 65.0x | +46.6x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.30% | 9.27% | 9.57% | 9.68% | 9.68% | 9.80% | 10.04% | 10.07% | +39 bps | |
| Total Risk-Based Capital | 19.38% | 19.61% | 20.05% | 19.88% | 19.69% | 20.18% | 20.16% | 19.93% | +5 bps | |
| Equity / Assets | 6.69% | 6.15% | 6.41% | 6.48% | 6.87% | 7.49% | 7.48% | 7.74% | +126 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 53.87% | 53.01% | 54.50% | 56.85% | 55.04% | 56.94% | 56.33% | 59.14% | +229 bps | |
| Liquid Assets / Assets | 0.02% | 1.28% | 0.01% | 0.03% | 0.19% | 0.03% | 0.02% | 0.08% | +6 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 332% | 321% | 325% | n/a | n/a | |