PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Boise Cascade Employees

Emmett, ID · Charter 1462

Q2 1998

$2.6MAssets
$1.9MLoans
$2.3MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.00%, up 42 bps year over year.
  • Asset quality: problem loans at 1.76% of loans (+22 bps YoY).
  • Funding: loans stand at 79.98% of shares as of Q2 1998.

Return on Assets (quarter, annualized)

4.00%+42 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ4 1994Q2 1995Q4 1995Q2 1996Q4 1996Q2 1997Q4 1997Q2 1998YoY ΔTrend
Earnings
Return on Assets3.11%3.94%4.06%3.58%3.83%4.00%4.12%4.00%+42 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/a1.38%4.87%19.70%29.11%33.58%+3,221 bps
Loan Growth (YoY)n/an/an/a66.29%39.01%27.79%34.60%10.33%-5,597 bps
Share Growth (YoY)n/an/an/a-0.25%3.97%21.32%32.02%36.33%+3,658 bps
Asset Quality
Delinquent Loans / Loans0.22%1.51%1.49%1.54%0.83%0.58%0.89%1.76%+22 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.94%0.86%0.76%0.48%0.49%0.29%0.25%0.15%-33 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares68.42%82.26%86.46%98.83%91.48%86.64%88.15%79.98%-1,885 bps
Liquid Assets / Assets25.97%25.93%22.29%8.39%11.35%19.29%14.65%16.41%+803 bps