Logan, UT · Charter 14571
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
9
Profitability
46
Liquidity
71
Efficiency
77
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Logan, UT · Charter 14571
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.22% | 1.18% | 0.42% | 1.34% | 1.05% | 0.95% | 1.35% | 1.01% | -33 bps | |
| Return on Equity | 7.04% | 6.53% | 2.36% | 7.45% | 5.88% | 5.17% | 7.35% | 5.50% | -194 bps | |
| Net Interest Margin | 2.88% | 3.00% | 1.01% | 3.14% | 3.03% | 3.14% | 3.48% | 3.32% | +18 bps | |
| Efficiency Ratio | 59.86% | 62.53% | 60.95% | 59.66% | 66.91% | 66.79% | 60.04% | 67.70% | +804 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.14% | -3.47% | 2.04% | 0.23% | 2.49% | 4.19% | 1.39% | 1.95% | +172 bps | |
| Loan Growth (YoY) | -1.23% | -4.43% | -7.75% | -11.03% | -8.92% | -9.92% | -9.89% | -6.12% | +491 bps | |
| Share Growth (YoY) | -1.34% | -5.63% | 0.91% | -1.29% | 1.61% | 3.81% | 0.39% | 1.21% | +250 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.91% | 0.54% | 0.22% | 0.85% | 1.29% | 3.24% | 0.55% | 2.80% | +194 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 17.34% | 18.13% | 17.68% | 17.95% | 17.93% | 18.35% | 18.41% | 18.38% | +43 bps | |
| Net Worth / Assets | 17.34% | 18.13% | 17.68% | 17.95% | 17.93% | 18.35% | 18.41% | 18.38% | +43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.35% | 72.46% | 68.27% | 65.09% | 63.96% | 62.88% | 61.28% | 60.37% | -472 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Logan, UT · Charter 14571 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.01%
Rank 583 of 1,683
Net Interest Margin
3.32%
Rank 1,256 of 1,683
Efficiency Ratio
67.67%
Rank 383 of 1,682
Equity / Assets
18.38%
Rank 312 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.01% | 0.35% | 0.74% | 1.18% | Beats 65% | 583 / 1,683 | ||
| Return on Equity | 5.51% | 2.67% | 5.89% | 8.74% | Beats 47% | 895 / 1,681 | ||
| Net Interest Margin | 3.32% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,256 / 1,683 | ||
| Efficiency Ratio | 67.67% | 68.91% | 78.20% | 86.93% | Beats 77% | 383 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.79% | 0.26% | 0.65% | 1.29% | Beats 9% | 1,539 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 18.38% | 10.44% | 12.89% | 16.53% | Beats 81% | 312 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 18.38% | 10.44% | 12.89% | 16.53% | Beats 81% | 312 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 60.37% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,092 / 1,683 | ||
| Loans / Assets | 49.05% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,146 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||