Pacific Cascade
Eugene, OR · Charter 14545 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$139.9MAssets
$66.5MLoans
$123.2MShares
$14.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 69% of credit unions under $1B in assets (rank 528 of 1683).
- Widest gap: return on equity trails 91% of credit unions under $1B in assets (rank 1530 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.14%
Rank 1,520 of 1,683
Net Interest Margin
4.18%
Rank 528 of 1,683
Efficiency Ratio
93.61%
Rank 1,475 of 1,682
Equity / Assets
10.47%
Rank 1,258 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.14% | 0.35% | 0.74% | 1.18% | Beats 10% | 1,520 / 1,683 | |
| Return on Equity | -1.30% | 2.67% | 5.89% | 8.74% | Beats 9% | 1,530 / 1,681 | |
| Net Interest Margin | 4.18% | 3.31% | 3.82% | 4.32% | Beats 69% | 528 / 1,683 | |
| Efficiency Ratio | 93.61% | 68.91% | 78.20% | 86.93% | Beats 12% | 1,475 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.26% | 0.65% | 1.29% | Beats 57% | 726 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.47% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,258 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.47% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,258 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 53.94% | 52.61% | 69.38% | 83.50% | 27th pctl | 1,236 / 1,683 | |
| Loans / Assets | 47.51% | 44.71% | 59.18% | 70.72% | 30th pctl | 1,183 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |