Antwerp Exchange Bank Company, The
Antwerp, OH · Cert 14523 · Peer group: banks under $1B in assets operating regionally (n=94) · Diamond Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$161.3MAssets
$111.3MLoans
$148.2MDeposits
$12.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 47% of banks under $1B in assets operating regionally (rank 51 of 94).
- Widest gap: equity / assets trails 89% of banks under $1B in assets operating regionally (rank 84 of 94).
- Overall: at or above the peer median on 0 of 9 directional measures.
Return on Assets
0.35%
Rank 81 of 94
Net Interest Margin
3.64%
Rank 58 of 94
Efficiency Ratio
86.86%
Rank 84 of 94
Equity / Assets
7.88%
Rank 84 of 94
Non-interest income vs. expense
Unfavorable gap of $5.0M · efficiency ratio beats 12% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.35% | 0.82% | 1.19% | 1.46% | Beats 14% | 81 / 94 | |
| Return on Equity | 4.50% | 7.85% | 11.84% | 14.03% | Beats 14% | 81 / 94 | |
| Net Interest Margin | 3.64% | 3.42% | 3.81% | 4.18% | Beats 38% | 58 / 94 | |
| Efficiency Ratio | 86.86% | 55.99% | 62.41% | 73.02% | Beats 12% | 84 / 94 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.19% | 0.47% | 1.14% | Beats 39% | 58 / 94 | |
| Net Charge-Offs / Loans | 0.02% | 0.00% | 0.02% | 0.05% | Beats 47% | 51 / 94 | |
| Capital |
| Tier 1 Capital Ratio | 9.72% | 10.28% | 11.95% | 15.07% | Beats 13% | 82 / 94 | |
| Total Risk-Based Capital Ratio | 9.72% | 10.31% | 12.59% | 15.88% | Beats 11% | 84 / 94 | |
| Equity / Assets | 7.88% | 8.98% | 10.21% | 11.41% | Beats 11% | 84 / 94 | |
| Liquidity & Funding |
| Loans / Deposits | 75.08% | 72.62% | 84.44% | 94.55% | 30th pctl | 66 / 94 | |
| Loans / Assets | 68.97% | 62.50% | 72.84% | 78.99% | 38th pctl | 58 / 94 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |