PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Hawkeye Bank of Chariton

Chariton, IA · Cert 14519

FDIC

Q2 1996

$39.9MAssets
$23.2MLoans
$35.9MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.05%, down 32 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 64.51% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

1.05%-32 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.42%1.42%1.40%1.38%1.45%1.28%0.49%1.05%-32 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-2.65%4.83%2.06%-0.86%-1.73%-4.50%-933 bps
Loan Growth (YoY)n/an/a4.82%6.88%5.08%6.35%-2.69%-8.17%-1,505 bps
Deposit Growth (YoY)n/an/a-3.70%2.99%-1.12%-2.08%-0.41%-2.10%-509 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits65.89%63.24%65.55%68.77%70.01%68.69%64.05%64.51%-426 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a