Cal State L.A.
Los Angeles, CA · Charter 14499 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$80.2MAssets
$53.9MLoans
$72.9MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 57% of credit unions under $1B in assets (rank 719 of 1682).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets (rank 1502 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.29%
Rank 1,315 of 1,683
Net Interest Margin
3.33%
Rank 1,255 of 1,683
Efficiency Ratio
88.36%
Rank 1,317 of 1,682
Equity / Assets
9.03%
Rank 1,502 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.29% | 0.35% | 0.74% | 1.18% | Beats 22% | 1,315 / 1,683 | | |
| Return on Equity | 3.26% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,181 / 1,681 | | |
| Net Interest Margin | 3.33% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,255 / 1,683 | | |
| Efficiency Ratio | 88.36% | 68.91% | 78.20% | 86.93% | Beats 22% | 1,317 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.53% | 0.26% | 0.65% | 1.29% | Beats 57% | 719 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.03% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,502 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.03% | 10.44% | 12.89% | 16.53% | Beats 11% | 1,502 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.94% | 52.61% | 69.38% | 83.50% | 58th pctl | 699 / 1,683 | | |
| Loans / Assets | 67.22% | 44.71% | 59.18% | 70.72% | 67th pctl | 550 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |