South Louisiana Highway
Bridge City, LA · Charter 14421 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 2 branches
Q3 2024
$5.8MAssets
$1.7MLoans
$4.0MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions under $1B in assets (rank 40 of 1761).
- Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets (rank 1406 of 1757).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.05%
Rank 555 of 1,761
Net Interest Margin
4.15%
Rank 509 of 1,761
Efficiency Ratio
71.74%
Rank 550 of 1,754
Equity / Assets
31.87%
Rank 40 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.26% | 0.70% | 1.22% | Beats 68% | 555 / 1,761 | |
| Return on Equity | 3.29% | 2.09% | 5.52% | 9.08% | Beats 33% | 1,172 / 1,761 | |
| Net Interest Margin | 4.15% | 3.03% | 3.59% | 4.25% | Beats 71% | 509 / 1,761 | |
| Efficiency Ratio | 71.74% | 68.95% | 77.94% | 87.14% | Beats 69% | 550 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.51% | 0.26% | 0.65% | 1.27% | Beats 20% | 1,406 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 31.86% | 10.05% | 12.42% | 15.87% | Beats 98% | 40 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 31.87% | 10.05% | 12.42% | 15.87% | Beats 98% | 40 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 43.39% | 56.21% | 73.13% | 85.64% | 11th pctl | 1,557 / 1,759 | |
| Loans / Assets | 29.39% | 47.85% | 62.48% | 73.19% | 6th pctl | 1,654 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |