Louisiana Machinery Employees
Monroe, LA · Charter 14376 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$3.9MAssets
$2.7MLoans
$3.0MShares
$872KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in LA (rank 7 of 57).
- Widest gap: return on equity trails 88% of credit unions under $1B in assets in LA (rank 50 of 57).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-0.05%
Rank 50 of 57
Net Interest Margin
3.95%
Rank 28 of 57
Efficiency Ratio
98.80%
Rank 49 of 56
Equity / Assets
22.39%
Rank 16 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.05% | 0.18% | 0.61% | 1.03% | Beats 12% | 50 / 57 | |
| Return on Equity | -0.23% | 0.88% | 3.71% | 5.62% | Beats 12% | 50 / 57 | |
| Net Interest Margin | 3.95% | 3.51% | 3.94% | 4.60% | Beats 51% | 28 / 57 | |
| Efficiency Ratio | 98.80% | 76.49% | 84.29% | 92.65% | Beats 14% | 49 / 56 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.35% | 1.18% | 2.04% | Beats 100% | 7 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.39% | 11.86% | 15.46% | 23.44% | Beats 72% | 16 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.39% | 11.86% | 15.46% | 23.44% | Beats 72% | 16 / 57 | |
| Liquidity & Funding |
| Loans / Deposits | 89.74% | 55.77% | 71.07% | 79.18% | 84th pctl | 9 / 57 | |
| Loans / Assets | 69.37% | 44.60% | 59.45% | 67.17% | 82nd pctl | 10 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |