Bedco Hospital
Everett, PA · Charter 14347 · Peer group: credit unions under $1B in assets (n=1,721-1,724)
NCUA · 1 branch
Q4 2024
$1.6MAssets
$1.1MLoans
$1.2MShares
$309KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions under $1B in assets (rank 4 of 1723).
- Widest gap: return on assets trails 98% of credit unions under $1B in assets (rank 1697 of 1724).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-2.45%
Rank 1,697 of 1,724
Net Interest Margin
8.38%
Rank 4 of 1,723
Efficiency Ratio
121.90%
Rank 1,673 of 1,721
Equity / Assets
19.91%
Rank 221 of 1,723
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.45% | 0.25% | 0.67% | 1.13% | Beats 2% | 1,697 / 1,724 | | |
| Return on Equity | -12.30% | 1.95% | 5.34% | 8.54% | Beats 3% | 1,667 / 1,723 | | |
| Net Interest Margin | 8.38% | 3.03% | 3.61% | 4.27% | Beats 100% | 4 / 1,723 | | |
| Efficiency Ratio | 121.90% | 69.84% | 78.36% | 87.50% | Beats 3% | 1,673 / 1,721 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.60% | 0.28% | 0.70% | 1.38% | Beats 6% | 1,619 / 1,721 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.92% | 10.16% | 12.41% | 16.03% | Beats 87% | 221 / 1,724 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.91% | 10.15% | 12.41% | 16.03% | Beats 87% | 221 / 1,723 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.88% | 55.95% | 72.66% | 85.34% | 82nd pctl | 302 / 1,722 | | |
| Loans / Assets | 71.65% | 47.91% | 62.00% | 72.82% | 72nd pctl | 489 / 1,723 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |