Town & Country Bank
Ravenna, NE · Cert 1434 · Peer group: banks under $1B in assets in NE (n=83) · Platte Valley Cattle Co.
State charter, Fed member · FED · 4 branches
Q2 2026
$228.9MAssets
$154.2MLoans
$194.1MDeposits
$28.8MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in NE (rank 33 of 83).
- Widest gap: total risk-based capital ratio trails 47% of banks under $1B in assets in NE (rank 39 of 83).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
1.70%
Rank 12 of 83
Net Interest Margin
4.02%
Rank 22 of 83
Efficiency Ratio
53.99%
Rank 27 of 83
Equity / Assets
12.59%
Rank 29 of 83
Non-interest income vs. expense
Unfavorable gap of $4.7M · efficiency ratio beats 69% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.70% | 0.93% | 1.20% | 1.51% | Beats 86% | 12 / 83 | | |
| Return on Equity | 13.51% | 8.04% | 10.34% | 13.11% | Beats 81% | 16 / 83 | | |
| Net Interest Margin | 4.02% | 3.25% | 3.62% | 4.02% | Beats 73% | 22 / 83 | | |
| Efficiency Ratio | 53.99% | 51.13% | 59.95% | 67.19% | Beats 69% | 27 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.19% | 0.96% | Beats 73% | 23 / 83 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.02% | Beats 100% | 33 / 83 | | |
| Capital |
| Tier 1 Capital Ratio | 14.09% | 10.94% | 13.24% | 16.62% | Beats 58% | 35 / 83 | | |
| Total Risk-Based Capital Ratio | 14.09% | 11.04% | 13.54% | 17.63% | Beats 53% | 39 / 83 | | |
| Equity / Assets | 12.59% | 9.90% | 11.31% | 13.84% | Beats 65% | 29 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.41% | 71.97% | 83.15% | 92.22% | 40th pctl | 50 / 83 | | |
| Loans / Assets | 67.36% | 57.96% | 69.15% | 77.64% | 43rd pctl | 47 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |