Wee
Parkersburg, WV · Charter 14257 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$29.0MAssets
$8.7MLoans
$24.9MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 59% of credit unions under $1B in assets (rank 695 of 1682).
- Widest gap: net interest margin trails 93% of credit unions under $1B in assets (rank 1570 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.77%
Rank 807 of 1,683
Net Interest Margin
2.71%
Rank 1,570 of 1,683
Efficiency Ratio
75.38%
Rank 695 of 1,682
Equity / Assets
13.16%
Rank 793 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.77% | 0.35% | 0.74% | 1.18% | Beats 52% | 807 / 1,683 | |
| Return on Equity | 5.87% | 2.67% | 5.89% | 8.74% | Beats 50% | 847 / 1,681 | |
| Net Interest Margin | 2.71% | 3.31% | 3.82% | 4.32% | Beats 7% | 1,570 / 1,683 | |
| Efficiency Ratio | 75.38% | 68.91% | 78.20% | 86.93% | Beats 59% | 695 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.56% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,513 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.16% | 10.44% | 12.89% | 16.53% | Beats 53% | 793 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.16% | 10.44% | 12.89% | 16.53% | Beats 53% | 793 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 35.11% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,557 / 1,683 | |
| Loans / Assets | 30.14% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,549 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |