Bank of Weston
Weston, MO · Cert 1418 · Peer group: banks under $1B in assets in the Kansas City, MO-KS area (n=39-40) · Wilson Bancshares Inc.
State charter, non-member · FDIC · 3 branches
Q2 2026
$246.5MAssets
$181.4MLoans
$225.4MDeposits
$20.4MEquity
Executive Summary
- Strongest standing: return on equity outperforms 85% of banks under $1B in assets in the Kansas City, MO-KS area (rank 6 of 40).
- Widest gap: equity / assets trails 80% of banks under $1B in assets in the Kansas City, MO-KS area (rank 32 of 40).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.83%
Rank 11 of 40
Net Interest Margin
4.49%
Rank 15 of 40
Efficiency Ratio
51.65%
Rank 10 of 40
Equity / Assets
8.27%
Rank 32 of 40
Non-interest income vs. expense
Unfavorable gap of $5.3M · efficiency ratio beats 77% of banks under $1B in assets in the Kansas City, MO-KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.83% | 1.02% | 1.39% | 1.86% | Beats 73% | 11 / 40 | | |
| Return on Equity | 22.09% | 10.74% | 14.78% | 21.32% | Beats 85% | 6 / 40 | | |
| Net Interest Margin | 4.49% | 3.33% | 4.05% | 4.63% | Beats 63% | 15 / 40 | | |
| Efficiency Ratio | 51.65% | 51.70% | 58.10% | 69.29% | Beats 77% | 10 / 40 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.05% | 0.20% | 1.11% | Beats 31% | 28 / 39 | | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.00% | 0.05% | Beats 28% | 29 / 39 | | |
| Capital |
| Tier 1 Capital Ratio | 12.53% | 11.32% | 12.27% | 16.94% | Beats 53% | 19 / 40 | | |
| Total Risk-Based Capital Ratio | 13.78% | 11.32% | 13.09% | 17.63% | Beats 60% | 16 / 40 | | |
| Equity / Assets | 8.27% | 8.41% | 10.10% | 12.34% | Beats 20% | 32 / 40 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.47% | 73.50% | 85.60% | 94.85% | 45th pctl | 22 / 40 | | |
| Loans / Assets | 73.60% | 62.75% | 69.87% | 79.23% | 55th pctl | 18 / 40 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |