Chadron
Chadron, NE · Charter 13966 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$20.5MAssets
$14.4MLoans
$17.7MShares
$2.6MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 92% of credit unions under $1B in assets (rank 132 of 1683).
- Widest gap: nonperforming loans / loans trails 78% of credit unions under $1B in assets (rank 1305 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.04%
Rank 562 of 1,683
Net Interest Margin
5.06%
Rank 132 of 1,683
Efficiency Ratio
81.67%
Rank 1,016 of 1,682
Equity / Assets
12.95%
Rank 832 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.35% | 0.74% | 1.18% | Beats 67% | 562 / 1,683 | |
| Return on Equity | 8.00% | 2.67% | 5.89% | 8.74% | Beats 70% | 509 / 1,681 | |
| Net Interest Margin | 5.06% | 3.31% | 3.82% | 4.32% | Beats 92% | 132 / 1,683 | |
| Efficiency Ratio | 81.67% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,016 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.43% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,305 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.95% | 10.44% | 12.89% | 16.53% | Beats 51% | 832 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.95% | 10.44% | 12.89% | 16.53% | Beats 51% | 832 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.41% | 52.61% | 69.38% | 83.50% | 72nd pctl | 473 / 1,683 | |
| Loans / Assets | 70.56% | 44.71% | 59.18% | 70.72% | 75th pctl | 429 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |