PackageTrendsPeer
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Overland NB of Grand Island

Grand Island, NE · Cert 13944

FDIC

Q2 2000

$172.7MAssets
$87.5MLoans
$96.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.03%, down 73 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 90.75% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

0.03%-73 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets0.81%0.61%0.74%0.76%0.73%0.70%0.76%0.03%-73 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)9.21%6.40%8.32%8.30%14.17%9.66%3.52%11.21%+291 bps
Loan Growth (YoY)2.04%4.22%12.80%13.86%19.41%16.11%9.48%4.39%-948 bps
Deposit Growth (YoY)1.52%12.47%4.18%2.06%13.71%-0.82%-5.21%-17.76%-1,982 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits66.53%66.00%69.66%71.50%69.87%77.27%80.46%90.75%+1,925 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a