SM
Mission, KS · Charter 13941 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
$77.2MAssets
$48.4MLoans
$61.4MShares
$15.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 1 of 28).
- Widest gap: net interest margin trails 96% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 27 of 28).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.24%
Rank 6 of 28
Net Interest Margin
1.99%
Rank 27 of 28
Efficiency Ratio
37.97%
Rank 1 of 28
Equity / Assets
19.98%
Rank 5 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.31% | 0.62% | 1.15% | Beats 79% | 6 / 28 | |
| Return on Equity | 6.20% | 3.10% | 5.79% | 7.32% | Beats 56% | 12 / 27 | |
| Net Interest Margin | 1.99% | 3.95% | 4.17% | 4.96% | Beats 4% | 27 / 28 | |
| Efficiency Ratio | 37.97% | 71.31% | 75.97% | 85.82% | Beats 100% | 1 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.24% | 0.40% | 0.84% | 1.90% | Beats 86% | 5 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.98% | 9.27% | 11.97% | 17.47% | Beats 82% | 5 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.98% | 9.27% | 11.97% | 17.47% | Beats 82% | 5 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 78.87% | 47.88% | 66.90% | 83.14% | 68th pctl | 9 / 28 | |
| Loans / Assets | 62.74% | 42.23% | 58.20% | 69.16% | 64th pctl | 10 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |