Columbus, IN · Charter 13940
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.21% | 1.27% | 1.14% | 1.33% | 1.32% | 1.30% | 1.18% | 1.11% | -22 bps | |
| Return on Equity | 7.44% | 7.42% | 6.97% | 7.85% | 7.70% | 7.40% | 6.77% | 6.16% | -169 bps | |
| Net Interest Margin | 3.37% | 3.52% | 3.39% | 3.54% | 3.59% | 3.64% | 3.47% | 3.60% | +6 bps | |
| Efficiency Ratio | 71.48% | 71.52% | 71.84% | 70.14% | 70.74% | 71.41% | 72.05% | 74.35% | +421 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.19% | -5.45% | -0.79% | 0.03% | 2.67% | 5.30% | 1.11% | 0.33% | +30 bps | |
| Loan Growth (YoY) | -7.13% | -3.30% | 4.55% | 16.82% | 15.94% | 24.12% | 22.22% | 12.16% | -466 bps | |
| Share Growth (YoY) | -7.40% | -7.87% | -2.41% | -1.55% | 1.54% | 4.71% | -0.27% | -1.12% | +43 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.68% | 1.06% | 0.83% | 0.72% | 0.40% | 0.11% | 0.35% | 0.24% | -48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 16.32% | 17.13% | 16.37% | 16.92% | 17.19% | 17.56% | 17.46% | 18.04% | +112 bps | |
| Net Worth / Assets | 16.32% | 17.13% | 16.37% | 16.92% | 17.19% | 17.56% | 17.46% | 18.04% | +112 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 38.67% | 39.52% | 37.89% | 42.81% | 44.16% | 46.85% | 46.43% | 48.56% | +575 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |