Endurance
Duncan, OK · Charter 13898 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$196.5MAssets
$112.0MLoans
$168.5MShares
$26.9MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 352 of 1682).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets (rank 1492 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.70%
Rank 882 of 1,683
Net Interest Margin
2.92%
Rank 1,492 of 1,683
Efficiency Ratio
78.73%
Rank 868 of 1,682
Equity / Assets
13.69%
Rank 721 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.70% | 0.35% | 0.74% | 1.18% | Beats 48% | 882 / 1,683 | |
| Return on Equity | 5.14% | 2.67% | 5.89% | 8.74% | Beats 44% | 946 / 1,681 | |
| Net Interest Margin | 2.92% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,492 / 1,683 | |
| Efficiency Ratio | 78.73% | 68.91% | 78.20% | 86.93% | Beats 48% | 868 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.21% | 0.26% | 0.65% | 1.29% | Beats 79% | 352 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 721 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.69% | 10.44% | 12.89% | 16.53% | Beats 57% | 721 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.44% | 52.61% | 69.38% | 83.50% | 44th pctl | 937 / 1,683 | |
| Loans / Assets | 56.99% | 44.71% | 59.18% | 70.72% | 46th pctl | 917 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |