Brownfield
Brownfield, TX · Charter 13873 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$11.4MAssets
$5.2MLoans
$7.5MShares
$3.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 96% of credit unions under $1B in assets in TX (rank 9 of 235).
- Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets in TX (rank 228 of 235).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
-1.00%
Rank 223 of 235
Net Interest Margin
4.92%
Rank 21 of 235
Efficiency Ratio
117.59%
Rank 228 of 235
Equity / Assets
34.48%
Rank 9 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.00% | 0.17% | 0.57% | 1.10% | Beats 5% | 223 / 235 | |
| Return on Equity | -2.89% | 1.03% | 4.30% | 7.58% | Beats 9% | 214 / 235 | |
| Net Interest Margin | 4.92% | 3.32% | 3.89% | 4.35% | Beats 91% | 21 / 235 | |
| Efficiency Ratio | 117.59% | 70.60% | 82.00% | 91.57% | Beats 3% | 228 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.20% | 0.59% | 1.14% | Beats 51% | 116 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 34.48% | 11.30% | 14.41% | 19.49% | Beats 96% | 9 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 34.48% | 11.30% | 14.41% | 19.49% | Beats 96% | 9 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 70.20% | 54.18% | 67.38% | 81.66% | 54th pctl | 107 / 235 | |
| Loans / Assets | 45.91% | 43.80% | 56.63% | 68.64% | 28th pctl | 170 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |