Allsouth
Columbia, SC · Charter 13828 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 23 branches
Q2 2026
$1.5BAssets
$799.9MLoans
$1.2BShares
$296.7MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of credit unions $1B-$10B in assets (rank 9 of 435).
- Widest gap: net interest margin trails 44% of credit unions $1B-$10B in assets (rank 192 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.73%
Rank 18 of 435
Net Interest Margin
3.46%
Rank 192 of 435
Efficiency Ratio
63.15%
Rank 89 of 435
Equity / Assets
19.60%
Rank 9 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.73% | 0.55% | 0.81% | 1.14% | Beats 96% | 18 / 435 | |
| Return on Equity | 8.81% | 5.12% | 7.41% | 9.70% | Beats 66% | 146 / 435 | |
| Net Interest Margin | 3.46% | 3.01% | 3.39% | 3.75% | Beats 56% | 192 / 435 | |
| Efficiency Ratio | 63.15% | 65.25% | 71.39% | 77.86% | Beats 80% | 89 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.45% | 0.69% | 1.05% | Beats 78% | 97 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.60% | 9.81% | 10.84% | 12.63% | Beats 98% | 9 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.60% | 9.81% | 10.84% | 12.63% | Beats 98% | 9 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 65.37% | 78.33% | 88.38% | 95.61% | 10th pctl | 391 / 435 | |
| Loans / Assets | 52.86% | 67.69% | 74.58% | 80.80% | 8th pctl | 400 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |