Huntington, UT · Charter 13790
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 0.87% | 1.16% | 1.17% | 1.27% | 1.17% | 1.26% | 1.33% | +16 bps | |
| Return on Equity | 6.09% | 6.44% | 8.74% | 8.50% | 9.12% | 8.87% | 9.49% | 9.68% | +118 bps | |
| Net Interest Margin | 3.28% | 3.36% | 3.63% | 3.78% | 3.76% | 3.54% | 3.59% | 3.58% | -20 bps | |
| Efficiency Ratio | 81.37% | 80.53% | 75.06% | 75.77% | 73.57% | 74.03% | 71.48% | 70.39% | -538 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.29% | 2.93% | 4.10% | 1.31% | 5.66% | 12.10% | 9.70% | 10.79% | +948 bps | |
| Loan Growth (YoY) | 1.48% | 3.93% | 1.58% | 0.08% | 1.14% | -0.29% | 1.60% | 2.80% | +272 bps | |
| Share Growth (YoY) | 1.84% | 2.33% | 3.53% | 0.24% | 5.07% | 12.46% | 9.65% | 10.86% | +1,061 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.92% | 1.50% | 1.51% | 1.61% | 1.58% | 1.33% | 1.62% | 1.90% | +29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.46% | 13.52% | 13.25% | 13.74% | 13.95% | 13.23% | 13.28% | 13.69% | -5 bps | |
| Net Worth / Assets | 13.46% | 13.52% | 13.25% | 13.74% | 13.95% | 13.23% | 13.28% | 13.69% | -5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.74% | 59.03% | 54.95% | 56.20% | 56.54% | 52.33% | 50.91% | 52.12% | -409 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |