Nebraska State Bank
Bristow, NE · Cert 13696 · Peer group: banks under $1B in assets in NE (n=83)
State charter, non-member · FDIC · 1 branch
Q2 2026
$36.6MAssets
$18.8MLoans
$32.8MDeposits
$3.5MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 81% of banks under $1B in assets in NE (rank 16 of 83).
- Widest gap: return on equity trails 100% of banks under $1B in assets in NE (rank 83 of 83).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
-0.14%
Rank 83 of 83
Net Interest Margin
4.10%
Rank 16 of 83
Efficiency Ratio
77.74%
Rank 77 of 83
Equity / Assets
9.63%
Rank 65 of 83
Non-interest income vs. expense
Unfavorable gap of $832K · efficiency ratio beats 8% of banks under $1B in assets in NE | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.14% | 0.93% | 1.20% | 1.51% | Beats 0% | 83 / 83 | |
| Return on Equity | -1.48% | 8.04% | 10.34% | 13.11% | Beats 0% | 83 / 83 | |
| Net Interest Margin | 4.10% | 3.25% | 3.62% | 4.02% | Beats 81% | 16 / 83 | |
| Efficiency Ratio | 77.74% | 51.13% | 59.95% | 67.19% | Beats 8% | 77 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.26% | 0.00% | 0.19% | 0.96% | Beats 8% | 77 / 83 | |
| Net Charge-Offs / Loans | 0.62% | n/a | 0.00% | 0.02% | Beats 2% | 82 / 83 | |
| Capital |
| Tier 1 Capital Ratio | 13.42% | 10.94% | 13.24% | 16.62% | Beats 51% | 41 / 83 | |
| Total Risk-Based Capital Ratio | 13.42% | 11.04% | 13.54% | 17.63% | Beats 46% | 45 / 83 | |
| Equity / Assets | 9.63% | 9.90% | 11.31% | 13.84% | Beats 22% | 65 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 57.35% | 71.97% | 83.15% | 92.22% | 13th pctl | 72 / 83 | |
| Loans / Assets | 51.47% | 57.96% | 69.15% | 77.64% | 18th pctl | 68 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |