Portland, OR · Charter 13649
NCUA · 4 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.39% | 1.45% | 1.84% | 1.38% | 1.18% | 1.21% | 1.10% | 1.02% | -36 bps | |
| Return on Equity | 11.83% | 12.35% | 15.64% | 11.76% | 10.40% | 10.48% | 9.54% | 9.19% | -258 bps | |
| Net Interest Margin | 5.17% | 4.96% | 4.86% | 4.91% | 4.82% | 4.86% | 5.12% | 5.01% | +10 bps | |
| Efficiency Ratio | 70.65% | 69.51% | 67.52% | 69.02% | 69.49% | 67.49% | 66.34% | 65.59% | -343 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 9.47% | 13.39% | 12.57% | 12.13% | 16.59% | 13.71% | 12.45% | 16.06% | +393 bps | |
| Loan Growth (YoY) | 5.35% | 5.19% | 5.67% | 7.16% | 18.19% | 16.16% | 12.94% | 13.21% | +605 bps | |
| Share Growth (YoY) | 9.58% | 13.69% | 14.32% | 11.67% | 16.88% | 14.13% | 13.41% | 17.17% | +550 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.81% | 2.25% | 2.80% | 2.82% | 3.42% | 2.93% | 2.95% | 2.97% | +14 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.74% | 11.72% | 11.76% | 11.70% | 11.36% | 11.51% | 11.50% | 11.10% | -59 bps | |
| Net Worth / Assets | 11.74% | 11.72% | 11.76% | 11.70% | 11.36% | 11.51% | 11.50% | 11.10% | -59 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 91.28% | 90.83% | 93.07% | 94.68% | 92.31% | 92.45% | 92.68% | 91.47% | -320 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |