Kellogg Memphis Employees
Memphis, TN · Charter 13634 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=20)
NCUA · 1 branch
Q2 2026
$3.1MAssets
$2.1MLoans
$2.2MShares
$904KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 2 of 20).
- Widest gap: return on assets trails 100% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 20 of 20).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-2.64%
Rank 20 of 20
Net Interest Margin
5.61%
Rank 2 of 20
Efficiency Ratio
132.08%
Rank 20 of 20
Equity / Assets
29.14%
Rank 3 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -2.64% | 0.17% | 0.80% | 1.30% | Beats 0% | 20 / 20 | | |
| Return on Equity | -9.07% | 1.70% | 5.99% | 7.93% | Beats 5% | 19 / 20 | | |
| Net Interest Margin | 5.61% | 3.56% | 3.85% | 4.24% | Beats 90% | 2 / 20 | | |
| Efficiency Ratio | 132.08% | 66.59% | 84.75% | 93.62% | Beats 5% | 20 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.54% | 0.32% | 0.63% | 1.03% | Beats 5% | 20 / 20 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.14% | 13.24% | 17.38% | 21.71% | Beats 85% | 3 / 20 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.14% | 13.24% | 17.38% | 21.71% | Beats 85% | 3 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.46% | 36.24% | 50.72% | 82.35% | 95th pctl | 1 / 20 | | |
| Loans / Assets | 66.54% | 30.61% | 46.06% | 66.54% | 75th pctl | 5 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |