PackageTrendsPeer
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Prairie City Bank

Prairie Du Chien, WI · Cert 13583

FDIC

Q4 1999

$98.5MAssets
$68.0MLoans
$76.5MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.28%, down 5 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 88.99% of deposits as of Q4 1999.

Return on Assets (YTD, annualized)

1.28%-5 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ1 1998Q2 1998Q3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999YoY ΔTrend
Earnings
Return on Assets1.44%1.38%1.33%1.32%1.40%1.45%1.51%1.28%-5 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)5.99%4.42%6.99%10.15%3.68%0.93%0.60%-2.44%-1,260 bps
Loan Growth (YoY)7.57%4.59%4.32%-1.79%0.86%1.66%3.94%11.57%+1,336 bps
Deposit Growth (YoY)11.26%8.08%7.46%8.94%4.22%-2.99%-5.41%-8.83%-1,777 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits83.07%81.84%79.43%72.71%80.39%85.76%87.28%88.99%+1,627 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a