Fleetwood Bank
Fleetwood, PA · Cert 13561 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Fleetwood Bank Corp.
State charter, Fed member · FED · 7 branches
Q2 2026
$415.6MAssets
$245.6MLoans
$381.1MDeposits
$29.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 61% of banks under $1B in assets operating in a single state (rank 291 of 743).
- Widest gap: equity / assets trails 93% of banks under $1B in assets operating in a single state (rank 697 of 746).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.78%
Rank 528 of 746
Net Interest Margin
3.38%
Rank 495 of 746
Efficiency Ratio
72.29%
Rank 513 of 746
Equity / Assets
7.02%
Rank 697 of 746
Non-interest income vs. expense
Unfavorable gap of $9.6M · efficiency ratio beats 31% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.78% | 0.72% | 1.06% | 1.45% | Beats 29% | 528 / 746 | | |
| Return on Equity | 11.17% | 6.74% | 10.51% | 13.63% | Beats 57% | 323 / 746 | | |
| Net Interest Margin | 3.38% | 3.17% | 3.68% | 4.16% | Beats 34% | 495 / 746 | | |
| Efficiency Ratio | 72.29% | 55.74% | 64.58% | 75.47% | Beats 31% | 513 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.09% | 0.42% | 1.07% | Beats 44% | 419 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 61% | 291 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 12.90% | 11.55% | 13.75% | 17.60% | Beats 41% | 443 / 746 | | |
| Total Risk-Based Capital Ratio | 14.10% | 11.71% | 14.33% | 18.43% | Beats 47% | 394 / 746 | | |
| Equity / Assets | 7.02% | 8.90% | 10.51% | 13.06% | Beats 7% | 697 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 64.44% | 61.31% | 78.27% | 90.78% | 29th pctl | 530 / 746 | | |
| Loans / Assets | 59.10% | 53.60% | 66.97% | 76.08% | 34th pctl | 491 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |