Omaha, NE · Charter 135
NCUA · 5 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
61
Asset Quality
33
Profitability
65
Liquidity
84
Efficiency
89
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 135
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.85% | 1.74% | 1.69% | 1.43% | 1.63% | -22 bps | |
| Return on Equity | 13.27% | 11.94% | 11.30% | 9.56% | 10.64% | -263 bps | |
| Net Interest Margin | 3.65% | 3.79% | 3.80% | 3.72% | 3.73% | +8 bps | |
| Efficiency Ratio | 64.05% | 65.66% | 66.01% | 67.87% | 63.16% | -89 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 35.78% | 28.36% | 28.57% | -1.05% | 1.20% | -3,458 bps | |
| Loan Growth (YoY) | 9.63% | 11.52% | 7.20% | -8.14% | -5.33% | -1,495 bps | |
| Share Growth (YoY) | 30.27% | 23.61% | 23.69% | -1.95% | 0.83% | -2,945 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.67% | 0.64% | 0.59% | 0.70% | 1.05% | +38 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.92% | 14.60% | 14.96% | 14.95% | 15.29% | +137 bps | |
| Net Worth / Assets | 13.92% | 14.60% | 14.96% | 14.95% | 15.29% | +137 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.40% | 60.30% | 58.21% | 56.36% | 55.77% | -363 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 135 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 5 branches
Q2 2026
Return on Assets
1.63%
Rank 3 of 18
Net Interest Margin
3.73%
Rank 12 of 18
Efficiency Ratio
63.15%
Rank 3 of 18
Equity / Assets
15.29%
Rank 7 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.63% | -0.04% | 0.96% | 1.20% | Beats 83% | 3 / 18 | |
| Return on Equity | 10.64% | -0.31% | 5.60% | 9.86% | Beats 78% | 4 / 18 | |
| Net Interest Margin | 3.73% | 3.29% | 3.78% | 4.10% | Beats 33% | 12 / 18 | |
| Efficiency Ratio | 63.15% | 69.73% | 80.05% | 99.73% | Beats 89% | 3 / 18 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.05% | 0.04% | 0.25% | 1.23% | Beats 33% | 13 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.29% | 9.54% | 14.01% | 17.54% | Beats 61% | 7 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.29% | 9.54% | 14.01% | 17.54% | Beats 61% | 7 / 18 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 55.77% | 37.80% | 60.87% | 83.48% | 33rd pctl | 12 / 18 | |
| Loans / Assets | 47.13% | 34.93% | 54.47% | 72.37% | 33rd pctl | 12 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||