Methodist Healthcare
Cordova, TN · Charter 13456 · Peer group: credit unions under $1B in assets in the Memphis, TN-MS-AR area (n=20)
NCUA · 5 branches
Q2 2026
$46.2MAssets
$7.3MLoans
$37.5MShares
$8.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 65% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 8 of 20).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets in the Memphis, TN-MS-AR area (rank 16 of 20).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.80%
Rank 10 of 20
Net Interest Margin
3.72%
Rank 13 of 20
Efficiency Ratio
77.01%
Rank 8 of 20
Equity / Assets
17.62%
Rank 9 of 20
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.17% | 0.80% | 1.30% | Beats 50% | 10 / 20 | |
| Return on Equity | 4.54% | 1.70% | 5.99% | 7.93% | Beats 45% | 11 / 20 | |
| Net Interest Margin | 3.72% | 3.56% | 3.85% | 4.24% | Beats 35% | 13 / 20 | |
| Efficiency Ratio | 77.01% | 66.59% | 84.75% | 93.62% | Beats 65% | 8 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.03% | 0.32% | 0.63% | 1.03% | Beats 25% | 16 / 20 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 17.62% | 13.24% | 17.38% | 21.71% | Beats 55% | 9 / 20 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 17.62% | 13.24% | 17.38% | 21.71% | Beats 55% | 9 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 19.41% | 36.24% | 50.72% | 82.35% | 0th pctl | 20 / 20 | |
| Loans / Assets | 15.74% | 30.61% | 46.06% | 66.54% | 0th pctl | 20 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |