State Highway Patrol
Columbus, OH · Charter 13432 · Peer group: credit unions under $1B in assets in the Columbus, OH area (n=18)
NCUA · 3 branches
Q2 2026
$92.2MAssets
$43.3MLoans
$80.1MShares
$12.5MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Columbus, OH area (rank 1 of 18).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets in the Columbus, OH area (rank 16 of 18).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.16%
Rank 3 of 18
Net Interest Margin
3.01%
Rank 16 of 18
Efficiency Ratio
67.98%
Rank 2 of 18
Equity / Assets
13.52%
Rank 2 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.16% | 0.59% | 0.76% | 0.99% | Beats 83% | 3 / 18 | |
| Return on Equity | 8.59% | 4.13% | 7.59% | 9.05% | Beats 61% | 7 / 18 | |
| Net Interest Margin | 3.01% | 3.24% | 3.56% | 3.79% | Beats 11% | 16 / 18 | |
| Efficiency Ratio | 67.98% | 72.20% | 76.10% | 84.19% | Beats 94% | 2 / 18 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.06% | 0.37% | 0.66% | 1.08% | Beats 100% | 1 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.52% | 9.66% | 10.67% | 11.63% | Beats 89% | 2 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.52% | 9.66% | 10.67% | 11.63% | Beats 89% | 2 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 54.09% | 47.40% | 66.89% | 76.69% | 33rd pctl | 12 / 18 | |
| Loans / Assets | 46.97% | 43.35% | 60.60% | 69.11% | 28th pctl | 13 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |