Akron School Employees Akron, NY · Charter 13367 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$1.2M Assets
$467K Loans
$928K Shares
$246K Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 3 of 60). Widest gap: net interest margin trails 82% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 49 of 60). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.34%
Rank 46 of 60
Net Interest Margin
2.89%
Rank 49 of 60
Efficiency Ratio
88.24%
Rank 45 of 60
Equity / Assets
20.90%
Rank 10 of 60
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.34% 0.35% 0.84% 1.37% Beats 23% 46 / 60 Return on Equity 1.63% 2.76% 6.36% 10.04% Beats 22% 47 / 60 Net Interest Margin 2.89% 3.02% 3.63% 4.05% Beats 18% 49 / 60 Efficiency Ratio 88.24% 67.68% 77.48% 89.33% Beats 27% 45 / 60 Asset Quality Nonperforming Loans / Loans 0.00% 0.32% 0.64% 1.44% Beats 100% 3 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 20.90% 10.72% 13.16% 17.68% Beats 83% 10 / 60 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 20.90% 10.72% 13.16% 17.68% Beats 83% 10 / 60 Liquidity & Funding Loans / Deposits 50.32% 43.79% 55.03% 72.55% 38th pctl 37 / 60 Loans / Assets 39.68% 36.50% 47.22% 58.67% 32nd pctl 41 / 60 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11