Triangle
Columbus, MS · Charter 13334 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$129.0MAssets
$65.2MLoans
$115.6MShares
$14.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 56% of credit unions under $1B in assets (rank 745 of 1683).
- Widest gap: nonperforming loans / loans trails 72% of credit unions under $1B in assets (rank 1208 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.68%
Rank 910 of 1,683
Net Interest Margin
3.92%
Rank 745 of 1,683
Efficiency Ratio
77.73%
Rank 819 of 1,682
Equity / Assets
11.00%
Rank 1,153 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.35% | 0.74% | 1.18% | Beats 46% | 910 / 1,683 | | |
| Return on Equity | 6.20% | 2.67% | 5.89% | 8.74% | Beats 53% | 783 / 1,681 | | |
| Net Interest Margin | 3.92% | 3.31% | 3.82% | 4.32% | Beats 56% | 745 / 1,683 | | |
| Efficiency Ratio | 77.73% | 68.91% | 78.20% | 86.93% | Beats 51% | 819 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.26% | 0.65% | 1.29% | Beats 28% | 1,208 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.01% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,153 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.00% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,153 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.34% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,177 / 1,683 | | |
| Loans / Assets | 50.52% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,105 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |