Tacoma, WA · Charter 1333
Q2 1997
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 1997, the quarter ended June 30, 1997, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Tacoma, WA · Charter 1333
Q2 1997
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 5.31% | 4.96% | 4.61% | 4.60% | 4.62% | 4.10% | 3.95% | -66 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -15.19% | -12.65% | -2.51% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -12.55% | -13.63% | -7.08% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -13.91% | -10.31% | 5.10% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 0.48% | 1.50% | 2.45% | 2.96% | 0.97% | 0.71% | 2.92% | +47 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.67% | 0.61% | 0.55% | 0.66% | 0.41% | 0.49% | 0.62% | +8 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 92.87% | 94.08% | 99.15% | 89.09% | 94.33% | 90.60% | 87.66% | -1,149 bps | |
| Liquid Assets / Assets | 11.64% | 9.60% | 13.94% | 14.05% | 11.04% | 8.54% | 16.64% | +270 bps | |