Mayville, WI · Cert 13267
FDIC
Q1 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2001, the quarter ended March 31, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Mayville, WI · Cert 13267
FDIC
Q1 2001
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q1 2000 | Q2 2000 | Q3 2000 | Q4 2000 | Q1 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.28% | 1.27% | 1.20% | 1.22% | 1.21% | -6 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | 3.47% | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | 64.70% | n/a | n/a |
| Non-Interest Burden | n/a | n/a | n/a | n/a | 1.65% | n/a | n/a |
| Growth | |||||||
| Asset Growth (YoY) | 2.94% | 1.32% | 0.84% | -1.11% | 2.12% | -82 bps | |
| Loan Growth (YoY) | 12.94% | 12.62% | 11.52% | 8.68% | 7.85% | -510 bps | |
| Deposit Growth (YoY) | -2.04% | -3.84% | -6.06% | -7.84% | -4.97% | -293 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | 0.05% | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | 1.50% | n/a | n/a |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Total Risk-Based Capital | n/a | n/a | n/a | n/a | 11.75% | n/a | n/a |
| Equity / Assets | n/a | n/a | n/a | n/a | 7.11% | n/a | n/a |
| Liquidity & Funding | |||||||
| Loans / Deposits | 84.84% | 89.18% | 91.03% | 89.42% | 96.28% | +1,144 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 4.63% | +463 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |