Rangely, CO · Charter 13161
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
76
Asset Quality
62
Profitability
34
Liquidity
84
Efficiency
48
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Rangely, CO · Charter 13161
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.95% | 0.76% | 1.16% | 0.39% | 0.70% | 0.58% | 0.70% | 0.45% | +6 bps | |
| Return on Equity | 5.15% | 4.13% | 6.45% | 2.20% | 4.15% | 3.49% | 4.30% | 2.66% | +46 bps | |
| Net Interest Margin | 3.99% | 3.92% | 3.81% | 3.57% | 3.49% | 3.37% | 3.69% | 3.80% | +22 bps | |
| Efficiency Ratio | 76.69% | 78.12% | 71.67% | 89.50% | 80.65% | 82.99% | 79.29% | 78.60% | -1,089 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.28% | 3.73% | 5.06% | 4.97% | 11.67% | 15.11% | 13.21% | 8.15% | +318 bps | |
| Loan Growth (YoY) | -12.01% | -16.69% | -20.04% | -9.92% | 3.01% | 17.44% | 42.51% | 30.71% | +4,064 bps | |
| Share Growth (YoY) | 1.82% | 5.55% | 6.32% | 5.49% | 13.64% | 18.14% | 15.59% | 8.79% | +330 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.42% | 0.40% | 0.79% | 0.01% | 0.11% | 2.04% | 0.24% | 0.46% | +45 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.32% | 1.41% | 1.49% | 1.19% | 1.29% | 1.27% | 0.83% | 1.17% | -2 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 18.49% | 18.39% | 18.01% | 17.56% | 16.97% | 16.55% | 16.39% | 16.86% | -70 bps | |
| Net Worth / Assets | 18.49% | 18.39% | 18.01% | 17.56% | 16.97% | 16.55% | 16.39% | 16.86% | -70 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 65.63% | 62.06% | 57.24% | 60.71% | 59.49% | 61.69% | 70.58% | 72.94% | +1,224 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Rangely, CO · Charter 13161 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
Return on Assets
0.44%
Rank 1,188 of 1,683
Net Interest Margin
3.80%
Rank 857 of 1,683
Efficiency Ratio
78.92%
Rank 877 of 1,682
Equity / Assets
16.86%
Rank 397 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.44% | 0.35% | 0.74% | 1.18% | Beats 29% | 1,188 / 1,683 | ||
| Return on Equity | 2.64% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,271 / 1,681 | ||
| Net Interest Margin | 3.80% | 3.31% | 3.82% | 4.32% | Beats 49% | 857 / 1,683 | ||
| Efficiency Ratio | 78.92% | 68.91% | 78.20% | 86.93% | Beats 48% | 877 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.46% | 0.26% | 0.65% | 1.29% | Beats 62% | 637 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 397 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 397 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 72.94% | 52.61% | 69.38% | 83.50% | 57th pctl | 728 / 1,683 | ||
| Loans / Assets | 60.13% | 44.71% | 59.18% | 70.72% | 52nd pctl | 808 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||