Seacoast National Bank
Stuart, FL · Cert 131 · Peer group: banks over $10B in assets (n=142-144) · Seacoast Banking Corp. of FL
National charter · OCC · 106 branches
Q2 2026
$21.3BAssets
$13.2BLoans
$16.8BDeposits
$3.0BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 87% of banks over $10B in assets (rank 19 of 144).
- Widest gap: return on equity trails 92% of banks over $10B in assets (rank 132 of 144).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.87%
Rank 126 of 144
Net Interest Margin
3.58%
Rank 47 of 144
Efficiency Ratio
59.03%
Rank 91 of 144
Equity / Assets
14.24%
Rank 19 of 144
Non-interest income vs. expense
Unfavorable gap of $381.2M · efficiency ratio beats 37% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 1.00% | 1.26% | 1.54% | Beats 13% | 126 / 144 | |
| Return on Equity | 6.10% | 8.98% | 11.34% | 14.40% | Beats 8% | 132 / 144 | |
| Net Interest Margin | 3.58% | 2.82% | 3.31% | 3.68% | Beats 67% | 47 / 144 | |
| Efficiency Ratio | 59.03% | 49.42% | 56.02% | 62.41% | Beats 37% | 91 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.66% | 0.48% | 0.73% | 1.07% | Beats 56% | 64 / 142 | |
| Net Charge-Offs / Loans | 0.06% | 0.05% | 0.11% | 0.22% | Beats 67% | 48 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 13.55% | 12.07% | 12.98% | 14.92% | Beats 59% | 58 / 144 | |
| Total Risk-Based Capital Ratio | 14.80% | 13.39% | 14.14% | 16.25% | Beats 58% | 60 / 144 | |
| Equity / Assets | 14.24% | 9.69% | 11.39% | 12.96% | Beats 87% | 19 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 78.35% | 75.72% | 84.92% | 91.56% | 30th pctl | 100 / 143 | |
| Loans / Assets | 61.70% | 59.83% | 69.07% | 74.80% | 31st pctl | 100 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |