Washington Area Teachers
Washington, PA · Charter 13035 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 1 branch
Q2 2026
$82.4MAssets
$33.7MLoans
$73.1MShares
$9.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 16 of 78).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 63 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.83%
Rank 39 of 78
Net Interest Margin
3.00%
Rank 62 of 78
Efficiency Ratio
78.15%
Rank 40 of 78
Equity / Assets
11.64%
Rank 63 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.37% | 0.83% | 1.31% | Beats 50% | 39 / 78 | | |
| Return on Equity | 7.15% | 1.73% | 5.71% | 9.08% | Beats 59% | 32 / 78 | | |
| Net Interest Margin | 3.00% | 3.17% | 3.63% | 4.21% | Beats 21% | 62 / 78 | | |
| Efficiency Ratio | 78.15% | 65.01% | 78.15% | 89.28% | Beats 50% | 40 / 78 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.26% | 0.40% | 0.84% | 1.97% | Beats 81% | 16 / 78 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.64% | 12.42% | 15.10% | 18.27% | Beats 19% | 63 / 78 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.64% | 12.42% | 15.10% | 18.27% | Beats 19% | 63 / 78 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.12% | 34.83% | 50.41% | 71.84% | 45th pctl | 43 / 78 | | |
| Loans / Assets | 40.92% | 29.34% | 41.02% | 56.96% | 49th pctl | 40 / 78 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |