Baton Rouge, LA · Charter 13
NCUA · 9 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
23
Asset Quality
82
Profitability
49
Liquidity
1
Efficiency
62
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Baton Rouge, LA · Charter 13
NCUA · 9 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.87% | 0.83% | 0.90% | 0.97% | 0.98% | 0.95% | 0.92% | 0.91% | -6 bps | |
| Return on Equity | 9.03% | 8.86% | 9.68% | 10.25% | 10.07% | 9.79% | 9.51% | 9.33% | -91 bps | |
| Net Interest Margin | 2.22% | 2.21% | 2.47% | 2.54% | 2.64% | 2.63% | 2.68% | 2.73% | +19 bps | |
| Efficiency Ratio | 66.82% | 66.61% | 65.94% | 64.62% | 66.08% | 65.82% | 68.33% | 68.35% | +373 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 15.34% | 14.21% | 14.15% | 14.05% | 8.13% | 6.35% | 6.15% | 5.34% | -871 bps | |
| Loan Growth (YoY) | 11.83% | 11.51% | 11.39% | 9.07% | 9.17% | 7.34% | 7.54% | 8.04% | -104 bps | |
| Share Growth (YoY) | 14.15% | 14.46% | 14.20% | 14.95% | 8.73% | 6.54% | 6.48% | 5.78% | -917 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.34% | 0.33% | 0.28% | 0.31% | 0.32% | 0.33% | 0.33% | 0.38% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.59% | 9.39% | 9.30% | 9.42% | 9.74% | 9.72% | 9.64% | 9.72% | +30 bps | |
| Net Worth / Assets | 9.59% | 9.39% | 9.30% | 9.42% | 9.74% | 9.72% | 9.64% | 9.72% | +30 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 101.73% | 100.35% | 98.96% | 100.13% | 102.14% | 101.10% | 99.95% | 102.27% | +214 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Baton Rouge, LA · Charter 13 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 9 branches
Q2 2026
Return on Assets
0.91%
Rank 175 of 435
Net Interest Margin
2.73%
Rank 376 of 435
Efficiency Ratio
68.35%
Rank 167 of 435
Equity / Assets
9.72%
Rank 336 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.91% | 0.55% | 0.81% | 1.14% | Beats 60% | 175 / 435 | ||
| Return on Equity | 9.33% | 5.12% | 7.41% | 9.70% | Beats 72% | 121 / 435 | ||
| Net Interest Margin | 2.73% | 3.01% | 3.39% | 3.75% | Beats 14% | 376 / 435 | ||
| Efficiency Ratio | 68.35% | 65.25% | 71.39% | 77.86% | Beats 62% | 167 / 435 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 82% | 78 / 435 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.72% | 9.81% | 10.84% | 12.63% | Beats 23% | 336 / 435 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.72% | 9.81% | 10.84% | 12.63% | Beats 23% | 336 / 435 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 102.27% | 78.33% | 88.38% | 95.61% | 89th pctl | 47 / 435 | ||
| Loans / Assets | 89.24% | 67.69% | 74.58% | 80.80% | 98th pctl | 8 / 435 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||