N.H. Community
Claremont, NH · Charter 12963 · Peer group: credit unions under $1B in assets (n=1,656-1,659)
NCUA · 1 branch
Q2 2025
$13.3MAssets
$6.3MLoans
$12.1MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions under $1B in assets (rank 156 of 1658).
- Widest gap: equity / assets trails 81% of credit unions under $1B in assets (rank 1335 of 1658).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.08%
Rank 558 of 1,659
Net Interest Margin
5.02%
Rank 156 of 1,658
Efficiency Ratio
80.94%
Rank 1,028 of 1,656
Equity / Assets
9.73%
Rank 1,335 of 1,658
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.08% | 0.35% | 0.78% | 1.25% | Beats 66% | 558 / 1,659 | | |
| Return on Equity | 11.09% | 2.75% | 6.06% | 9.41% | Beats 85% | 254 / 1,657 | | |
| Net Interest Margin | 5.02% | 3.20% | 3.76% | 4.33% | Beats 91% | 156 / 1,658 | | |
| Efficiency Ratio | 80.94% | 67.69% | 77.34% | 85.79% | Beats 38% | 1,028 / 1,656 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.24% | 0.65% | 1.35% | Beats 33% | 1,117 / 1,657 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.73% | 10.20% | 12.57% | 16.16% | Beats 20% | 1,335 / 1,659 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.73% | 10.20% | 12.57% | 16.15% | Beats 19% | 1,335 / 1,658 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.51% | 54.91% | 71.55% | 84.72% | 22nd pctl | 1,286 / 1,658 | | |
| Loans / Assets | 47.41% | 46.17% | 60.56% | 71.91% | 26th pctl | 1,220 / 1,658 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |