Wyomissing, PA · Charter 12935
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.37% | 0.46% | 0.13% | 0.48% | 0.71% | 0.92% | 0.89% | 0.68% | +20 bps | |
| Return on Equity | 3.41% | 4.23% | 1.22% | 4.36% | 6.30% | 8.01% | 7.82% | 5.90% | +154 bps | |
| Net Interest Margin | 2.74% | 2.83% | 3.13% | 3.24% | 3.35% | 3.39% | 3.70% | 3.70% | +46 bps | |
| Efficiency Ratio | 87.49% | 85.99% | 88.07% | 84.64% | 78.16% | 76.32% | 78.87% | 81.63% | -300 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.23% | 2.07% | 1.67% | 2.80% | 3.36% | 3.88% | 4.20% | 4.39% | +159 bps | |
| Loan Growth (YoY) | 13.74% | 15.17% | 14.09% | 9.48% | 10.86% | 10.58% | 8.18% | 9.38% | -11 bps | |
| Share Growth (YoY) | 3.99% | 0.82% | 0.53% | 1.81% | 2.46% | 2.85% | 3.06% | 3.49% | +169 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.07% | 0.11% | 0.04% | 0.41% | 0.44% | 0.43% | 0.40% | 0.48% | +8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.84% | 10.93% | 10.77% | 10.93% | 11.20% | 11.44% | 11.42% | 11.48% | +54 bps | |
| Net Worth / Assets | 10.84% | 10.93% | 10.77% | 10.93% | 11.20% | 11.44% | 11.42% | 11.48% | +54 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.52% | 72.20% | 72.59% | 72.99% | 76.31% | 77.63% | 76.19% | 77.14% | +415 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |